• Remote Deposit - Deposit checks electronically without leaving your desk!
  • Our debit cards have no monthly fee!
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Learn about our special financing program for selected properties.

Learn More »
View list of properties »

Mobile Banking

www.fobmobile.com and
Internet Banking.
That’s all you need to bank on the go!

Four Oaks Financial Services
  • Financial Strategies
  • Wealth Services
  • Insurance

Learn More »

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Interested in bank owned property for sale?
Click here to learn about special financing programs, view a list of properties and access map.

Click here to report a lost or stolen credit card »

Bank News

 

"Go Local" by Banking Locally with Your Community Bank

As many of the nation's consumers consider switching banks, the Independent Community Bankers of America (ICBA) and Four Oaks Bank are reminding them that now is the perfect time to join the "go local" movement... more...

Notice Regarding U.S. Savings Bonds

As of December 31, 2011, the Federal Reserve will no longer allow over-the-counter sales of savings bonds nor applications for bonds mailed directly to the Federal Reserve by customers. more...