Career Opportunities

Thank you for your interest in an employment opportunity with Four Oaks Bank. We are a community bank headquartered in Four Oaks, North Carolina and serve Johnston, Wake, Harnett, Sampson, Duplin and Moore counties.

We work hard to identify good candidates who want to be part of our growing, customer service oriented team and will be happy to accept your resume for consideration.

Four Oaks Bank conducts pre-employment background checks and credit reports in an effort to hire quality employees.

Updated December 18, 2014


Job Title: Teller

Job Type: Full Time- Non Exempt

Job Location: Dunn, NC

Position Grade: 6

Position salary Range: $21,892.00 to $24,878.00

Posting Date: December 18, 2014

Posting Hours: 40 hours


Education: High school diploma or equivalent

Experience: Previous teller experience preferred, not required

Other: Previous money handling experience preferred - exceptional customer service skills, proficient with a computer and calculator

Job Functions:

Accept deposits and payments from customers. Cash checks and process withdrawals. Issue cashier's checks and money orders. Balance cash drawer. Promote and explain other bank products. Maintain strict confidentiality and abide by the bank's privacy policy.


Position Title: Mortgage Processor / Mortgage Closer

Position Job Type:  Full Time – Non Exempt

Position Job Location: Fuquay-Varina, NC

Position Job Grade:  16

Position Job Salary: $42,967.00 to $53,709.00

Posting Date:  December 18, 2014

Position Hours:  40 hours


Education:  High school diploma or equivalent

Experience: Minimum of 3 years processing and/or underwriting experience in the mortgage industry, minimum 1 year mortgage funding/title closing experience or related experience, familiarity with mortgage loan documents is required 

Other Excellent customer service skills. Excellent verbal and written communication skills. Knowledge of Mortgage documents such as deeds of trust, appraisal, HUD1, appraisals and hazard/flood insurance. Ability to work independently. Ability to handle multiple priorities. Ability to handle a heavy workload. Excellent organizational abilities. Ability to handle frequent changes. Proficient math skills. Computer skills: Windows, Microsoft Word, Excel, LOS systems preferred (Calyx Point), DU & LP and DocMagic. Confidentiality required in handling of secure documents

Position of job functions include but not limited to: Responsibilities will include performing a variety of tasks on Mortgage Loan Files in preparation for underwriting & funding. These responsibilities will include prepping the file for underwriting submission, clearing underwriting conditions, prepping the file for closing, preparing closing instructions, preparing closing documents, coordinating with internal teams, coordinating with settlement agents, preparing and balancing closing numbers, arranging funding wires or checks, rechecking that disclosure tolerances are within guidelines reconciling of files and scanning/shipping of closed files.    


Job TitleCommercial Lender

Job Type: Full Time- Exempt

Job Location: Garner Station, NC

Position Grade: 22

Position Salary Range: $59,659.60 to $85,229.04

Posting Date: December 10th, 2014

Posting Hours: 40 hours - Mon-Fri


Education: College Degree or equivalent related experience

Experience: 2-3  years related experience preferably in commercial lending. Extensive knowledge of commercial non-real estate lending policies and procedures. Extensive knowledge of lending services and related areas.

Other:  Good managerial, communication and sales skills. Understands the importance of bank confidentiality. 

Job Functions: Develop and manage loan accounts (primarily commercial business) which meet established lending requirements and which provide maximum profitability to the bank with minimum risk. Develop new business by contacting prospects and customers as well as cross selling bank products and services. Participate in community activities to increase the bank's visibility and to enhance new business opportunities.


Job Title: Loan Assistant ll

Job Type: Full Time - Non Exempt

Job Location: Raleigh , NC

Position Grade: 12           

Position salary Range: $31,582.00 to 39,477.00

Posting Date: November 7, 2014

Posting Hours: 40 hours Mon-Fri 


Education: High school diploma or equivalent

Experience:1 to 3 years minimum banking experience required - Completion of in-house underwriting course for both business and individual's. Complettion of NCBA or approved Consumer Lending School

Other: Excellent communication skills required, strong computer and typing skills required 

Job Functions:

Assist customers with inquiries by giving credit references, accepting payoff amounts and payments.  Assist loan officers with documentation with loan applications.  Monitor and maintain the exception report and late note report. Also, under the supervision of the Branch Manager or other managing loan officer, incumbent is responsible for assuring that the closing process of loan packages are done in a timely manner and documentation is followed.


Job TitleAssistant Credit Analyst

Job Type: Full Time- Exempt

Job Location: Four Oaks, NC

Position Grade: 14

Position salary Range: $36,837 to $46,046

Posting Date: November 3, 2014

Posting Hours: 40 hours - Mon-Fri


Education: Associate's degree in Business, Finance, Accounting or commensurate financial analysis experience

Experience: Minimum  2 years banking experience or equivalent experience

Other:  Excellent communication skills and time management skills, multi - tasked, creative, problem solver

Job Functions: Perform cash flow and balance sheet analysis to identify financial strengths and weaknesses on assigned loans. Responsible for timely and effective review of credit request. Assist Supervisor with credit department operations resulting in efficient and effective operations. Complete projects as assigned by the Credit Department Manager and Chief Credit Officer. Keep Credit Department Manager appropriately informed of issues of importance to the Bank. This includes providing alternatives and recommendations on key issues. Authorized to act on loans and loan related actions within limits of authority. Authority to take prudent actions necessary to protect or secure Bank assets. Performs such other duties as authorized by the Credit Department Manager


Position Job Title: Chief Credit Officer

Position Job Type: Full Time - Exempt

Position Job Location: Four Oaks, NC

Position Job Grade: 28

Position Job Salary: $108,548.96 to $155,070.24

Posting Date: October 15, 2014

Position Hours: 40 + hours Monday -Friday


Education: College degree in Business, Finance or Economics

Experience: 10 to 15 years previous financial institution experience with a minimum of 10 years in a leadership role as a comprehensive credit/lending manager with a financial institution. Extensive experience in commercial, real estate, construction and consumer lending and loan portfolio management. Strong financial analysis and loan underwriting skills.

Other: Excellent managerial, communication and time management skills

Position Job Functions: Will include but not limited to: Lead and mentor the central credit team of 6 to 10 credit professionals.  Monitor the loan portfolio to ensure that staff and lenders operate in accordance with applicable laws and regulations.  Maintain, update and recommend changes to the Bank’s credit and lending policies.  Communicate and interpret lending policies.  Lead cross functional teams on projects such as credit re-engineering.  Update managerial and reporting processes around credit quality and risk reward tradeoff.  Participate in executive level committees (loan committee, special assets committee, pricing and product management committee) and meetings of the Board of Directors.  Update the executive team and board on changing conditions in the market with respect to credit, loan performance, industry trends, ALLL, etc.  Manage larger problem loans and manage and monitor workout activities.  Participate in all overall management of the Bank and assist in achieving the long-term profitability, influencing asset quality and prudent long-term strategic direction.


Job Title: Loan Officer – Mortgage Division

Job Type: Full Time- Non -Exempt

Job Location: Raleigh, NC

Job Grade: 18

Salary Range: Commission Income

Posting Date: September 4, 2014

Posting Hours: 40 hours


Education: College Degree or equivalent related experience that provides the required knowledge, skills and abilities

Experience: Minimum of 3 years current mortgage origination experience. Proven production record within the last 3 years. NMLS registration required.

Job Functions:  Guides clients through the process of applying for a loan and works in conjunction with the borrower to secure the loan. Responsible for gathering from the borrower basic information about the purpose of the loan and their ability to repay the amount borrowed. Shops for the best type and source of loan and interest rate for the borrower. Analyze the information provided and evaluate anticipated results. Communicate with people outside the organization and develop business relationships.


Contact/How to Apply

Please send a copy of your resume and cover letter, indicating the position you are interested in using one of the options below:

Fax: Human Resources at 919-963-2768
Mail: Four Oaks Bank
Attn: Human Resources Department
P.O. Box 309
Four Oaks, N.C. 27524

Employment Policy

It is the policy of Four Oaks Bank to provide equal employment opportunities without regard to race, color, religion, gender, age or national origin. The policy relates to all phases of employment including: recruiting, hiring, benefits and privileges of employment, compensation, training, and appointments for advancement, transfers, relocations and terminations of employment for all employees without discrimination because of race, color, religion, national origin, sex, age, disability, veteran status or other legally protected status.

Employment Disclaimer

Four Oaks Bank provides the material contained herein for information purposes only. All open jobs offered by Four Oaks Bank are subject to specific job skill requirements, qualifications and preferred experience. Four Oaks Bank is an equal opportunity and affirmative action employer. All hiring decisions are subject to federal, state, and local employment laws and regulations, including immigration laws pertaining to work authorization requirements and any other applicable permissions or compliance.

Resumes and other personal information voluntarily submitted via this site may be maintained and used by Four Oaks Bank for their intended purpose. Four Oaks Bank reserves the right to make changes to this site at any time and without notice, and makes no commitment to update this site. Submitting a resume to Four Oaks Bank Human Resources implies that you are interested in a position(s), but does not mean that you are an applicant or that you will be considered as an applicant for a position(s).

Equal Opportunity/Affirmative Action Employer