picSnap it! Send it!  Now you can securely deposit paper checks no matter where you are with Four Oaks Bank’s Mobile Check Deposit. 

All you have to do is log in to your Four Oaks Bank Mobile Banking App.  Snap an image of your check, enter the deposit amount, choose your account and send.  Your check will be securely sent for processing.  It’s that easy.

After making your mobile deposit, you will see a confirmation and instructions on what to do with the check.  Images are stored securely at the Bank, never on your device.  As an added security feature, all deposits are reviewed for accuracy by Four Oaks Bank. 

Steps for Mobile Check Deposit:

  1. Open your Four Oaks Bank Mobile App and sign in with your credentials.
  2. Select the “Deposit” option
  3. Select “Deposit Check” option
  4. Properly endorse the check as follows: your signature, write the words “For Mobile Deposit Only” and the last 4 digits of the account number in which the check is being deposited.
  5. Select the account in which you wish to deposit the check
  6. Follow the instructions for entering the amount and taking a photo of the front and back of the check
  7. Select “Next”.  Verify the information and select “Confirm”
  8. Confirmation of the amount of the deposit and the last 4 digits of the deposit account number

Tips for capturing clear check images:

  • Place the check on a flat, non-glare surface
  • Be sure to have good lighting
  • Capture all four corners of the check

Read the Mobile Check Deposit FAQs for additional information. 

Sign up:  You must be enrolled in Four Oaks Bank’s Online Banking to sign up for Mobile Banking.  Log in to your Online Banking account and select “Options”.

Click here to read Electronic Service Agreement.
Click here to read Mobile Terms and Conditions.

Four Oaks Bank does not charge a fee to download the Four Oaks Bank Mobile Banking App.  However, fees may apply for using mobile banking services. Your mobile carrier may charge you for data and text message usage.  Check with your mobile carrier for additional information.