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Welcome to Four Oaks Mortgage!

With over seventy years of combined experience, we are here to assist you through every step of the mortgage process. Whether you are purchasing your first home, your dream home, or simply refinancing, we are here to provide you with the kind of guidance and expertise you need and deserve. Contact us directly to learn how we can assist you through the mortgage loan process.  You’ll be pleased with the service you receive from Four Oaks Mortgage.

Mortgage rates remain at an all time low.  Learn more -

Click Here for the 30 Year FHLMC Rates on 30-Year Fixed-Rate Mortgage Chart
Click Here for the 200 Year Historical Rates On 30-Year Fixed-Rate Mortgage Chart
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Click Here for the S & P/Case-Shiller (20 City) Home Price Indices Chart


Meet Our Team of Mortgage Professionals

Elaine Canada, CMPS

Elaine Canada, CMPS
Senior Vice President, Manager
NMLS# 117155
Office: 919.567.1077
Fax: 919.557.6441
e-Fax: 1.866.249.7332

Serving: Benson, Four Oaks, Fuquay-Varina, Harrells, Holly Springs, Southern Pines, Wallace, Zebulon and Raleigh.

Ginger B. Waltman

Ginger B. Waltman
Mortgage Loan Consultant
NMLS# 144345
Office:  919.359.3750
Mobile: 919.749.8905
e-Fax:  1.866.249.8784

Serving: Clayton, Garner

Caroline Corey

Caroline Corey
Mortgage Loan Consultant
NMLS# 240416
Office:  919.938.6303
Mobile: 919.801.2515
Fax: 919.989.6829
e-Fax:  1.866.249.0060

Serving: Dunn and Smithfield