Small Business Center



For over 100 years Four Oaks Bank has served its business customers by building relationships.  Our Business Bankers not only get to know you and the people who help you run your business, we get to know your business too.  Our goal is to always provide you with the financial products, services, and resources that will help your business succeed.  We are a small business too.  When you are successful, we are successful and that’s what it’s all about; working together.



Click here… For a List of Helpful Resources for New and Experienced Business Owners.
Our Business Products and Services

SBA & USDA Loans

  • SBA (7a) Loan Program
  • USDA B&I Guaranteed Loan Program

Business Credit Services

  • Credit Cards
  • Commercial Loans
  • Overdraft Protection

Business Checking

  • Business Solutions Checking
  • Small Business Interest Checking
  • Free Business Checking
  • Commercial Analysis Checking
  • Commercial Analysis Interest Checking
  • Attorney Trust Accounts

Business Savings and CD’s

  • Regular Savings
  • Money Market Savings
  • Super Money Market Savings
  • Certificates of Deposit
  • Individual Retirement Accounts

Cash Management Services

  • Business Payroll Service
  • Business Online Banking
  • ACH Services
  • Remote Deposit
  • Remote Cash Deposit
  • Wire Transfer Services
  • Electronic Federal Tax Payments (EFTPS)
  • Cash Concentration

Merchant Services

  • Credit Card Services
  • PIN-Secured & Signature Debit
  • Purchasing & Commercial Cards
  • Fleet Cards
  • Hospitality Solutions
  • Check Services
  • Payroll Cards
  • Gift Cards

Planning & Investments

  • Investment Management
  • Brokerage Services
  • Retirement Planning
  • Workers Compensation
  • Estate Planning for Business Owners
  • Business Succession Planning
  • Insurance Products
  • Education Planning

Additional Business Services

  • Night Deposit Services
  • Statements on CD Rom
  • Visa Check Card
  • Touch-Tone Teller – Automated Information
  • Visa TravelMoney Card
  • Safe Deposit Boxes
  • Cashiers Checks
  • Notary Service
  • Switch Assistance – We will help you switch!
  • E-statements

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