For Business/Cash Management Services


With Business/Cash Management Online Banking, you will enjoy the following features and services:

  • Business Online Banking with real-time account information
  • Enhanced Online Security
  • Quick Pay Zone – pay bills right from your home page
  • Wire Manager with tokens for transaction authentication
  • Integrated ACH:
    • Direct Deposit of payroll
    • Vendor payments
    • Account drafts
  • Integrated Remote Deposit
  • Real-time stop payments
  • Account Alerts – receive email or text alerts about your account activity
  • Administrative tools
  • Mobiliti Business app

Check out the Business Online Banking demos to learn more.

Enrollment Instructions

If your business online banking needs include:

  • multiple users with different levels of access, or
  • cash management services which include any of the following services:
    • Online Wire Transfers
    • Electronic Transfers via ACH (Automated Clearing House)
    • Remote Deposit

Then you need Business Online Banking.

To enroll, please contact your nearest Four Oaks Bank location, or you may contact Linda Winn at  or 919-255-7663.

If the online banking needs of your business are more basic and do not require any of the online services mentioned above, return to Online Banking Login and select “Personal / Small Business” and “First Time User” to enroll online.

For additional information, contact your nearest Four Oaks Bank location.


  • Business users will receive a security token for additional protection when completing certain transactions.
  • Tokens are small, connectionless devices that generate a one-time Password.
  • Tokens will be provided to our business clients along with instructions.
  • During the first-time log on to the system, you will automatically be directed to activate your token.

Watch the video tutorial to learn how to activate and use tokens.

Operating System & Browser Requirements

The following operating systems are supported with the new Business Online Banking system:

  • Windows Vista, Windows7, or newer
  • Mac OS 10.7 or newer

The following Web Browsers are supported:

  • Internet Explorer 9.0 or newer
  • Mozilla Firefox (Current Version)
  • Google Chrome (Current Version)
  • Apple Safari 6 (Mac OS only) or newer

If you have an older version, please update your operating system or web browser to these minimum requirements.

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